Privacy Policy for RCPT

RCPT ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services (collectively, the "Platform").

Please read this Privacy Policy carefully. By accessing or using our Platform, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with our policies and practices, please do not use our Platform.

1. Information We Collect

We collect several types of information from and about users of our Platform:

1.1 Information You Provide to Us

Account Information: When you register for an account, we collect your name, email address, phone number, and password.
Profile Information: Information you provide in your user profile, such as your business name, address, and industry.
Financial Information: Information about your financial accounts, transactions, receipts, invoices, and other financial documents that you upload or connect to our Platform.
Communications: Records of your communications with us, including customer support inquiries and feedback.
Business Connection Data: Information about your customers, vendors, and business prospects that you input into our Platform.

1.2 Information We Collect Automatically

Usage Data: Information about how you use our Platform, including features you access, time spent on the Platform, and other usage statistics.
Device Information: Information about your mobile device, including device type, operating system, unique device identifiers, IP address, and mobile network information.
Location Data: With your permission, we may collect precise or approximate location information from your device.
Cookies and Similar Technologies: We use cookies and similar tracking technologies to track activity on our Platform and hold certain information.

1.3 Information from Third Parties

Financial Institution Data: When you connect your financial accounts, we receive information from those financial institutions about your accounts and transactions.
Third-Party Services: We may receive information about you from third-party services that you connect to our Platform.

2. How We Use Your Information

We use the information we collect for various purposes, including:

2.1 Providing and Improving Our Services

To provide you with the Platform and its contents, and any other information, products, or services that you request from us.
To process and categorize your financial transactions and documents.
To provide AI-powered bookkeeping automation and financial analytics.
To improve our Platform and develop new features and services.
To personalize your experience and deliver content relevant to your business needs.

2.2 Communications and Support

To communicate with you about your account, updates to our Platform, and promotional offers.
To respond to your inquiries and provide customer support.
To send you technical notices, updates, security alerts, and administrative messages.

2.3 Security and Compliance

To protect the security and integrity of our Platform.
To detect, prevent, and address technical issues, fraud, and illegal activities.
To comply with legal obligations and enforce our Terms of Use.

2.4 Analytics and Research

To better understand how users access and use our Platform.
To conduct research and analytics to improve our Platform and develop new products and services.
To aggregate and anonymize data for industry analysis, demographic profiling, and other business purposes.

3. How We Share Your Information

We may share your information in the following circumstances:

With Your Consent: We may share your information when you direct us to do so or provide your consent.
Service Providers: We may share your information with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf.
Business Transfers: If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of company assets, your information may be transferred as part of that transaction.
Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
Protection of Rights: We may disclose your information to protect the rights, property, or safety of RCPT, our users, or others.

4. Data Security

We have implemented appropriate technical and organizational measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on secure servers behind firewalls.

However, the transmission of information via the internet and mobile platforms is not completely secure. While we strive to protect your personal information, we cannot guarantee the security of your personal information transmitted through our Platform. Any transmission of personal information is at your own risk.

5. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, which may include:

Access: The right to request access to your personal information.
Correction: The right to request that we correct incomplete or inaccurate information about you.
Deletion: The right to request that we delete your personal information.
Restriction: The right to request that we restrict the processing of your personal information.
Data Portability: The right to receive your personal information in a structured, commonly used, and machine-readable format.
Objection: The right to object to our processing of your personal information.
Withdrawal of Consent: The right to withdraw your consent at any time where we relied on your consent to process your personal information.

6. Children's Privacy

Our Platform is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us so that we can delete the information.

7. Changes to Our Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, RCPT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE PLATFORM;
ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY PERSONAL INFORMATION STORED THEREIN;
ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE PLATFORM;
ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH THE PLATFORM BY ANY THIRD PARTY;
ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE PLATFORM;
THE DISCLOSURE OF INFORMATION PURSUANT TO THESE PRIVACY POLICY OR PRIVACY SETTINGS;
YOUR FAILURE TO KEEP YOUR PASSWORD OR ACCOUNT DETAILS SECURE AND CONFIDENTIAL.

THE LIMITATIONS OF THIS SECTION SHALL APPLY TO ANY THEORY OF LIABILITY, WHETHER BASED ON WARRANTY, CONTRACT, STATUTE, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, AND WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF ANY SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

9. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at [email protected].

Last Updated: February 28, 2025